ABOUT PREI CAPITAL GROUP

Peninsula Real Estate Investors (PREI) Capital Group is a boutique mortgage company which was founded in 1991. We specialize in residential mortgage financing for properties located in California. Since inception, PREI Capital has originated well over $1 billion dollars in mortgage loans.

With over 35 years of experience, we understand the importance of creating a simple and seamless loan process from start to finish. The unyielding faith that our lenders have in us to deliver them sound, quality loans has given us a competitive advantage in the industry allowing us to provide our clients with top tier loan products & rates. We believe in a relationship driven business model – with integrity, transparency, and efficiency as the focal point.

There are many variables to be considered when choosing home financing. PREI Capital Group has the ability to formulate simple financing solutions for any complex scenario. We understand financial markets and we provide consultative financial advice to best suit your particular financial goals. We pride ourselves on providing a highly detailed and personalized service.

 


Our Team

 

JAY GARCIA

Founder & Broker

Since 1981, Jay has been an active licensed professional real estate broker. He was initially involved in formulating real estate partnerships that acquired apartment buildings in Northern CA. In 1991, he founded PREI Capital Group to meet the challenges of clients mortgage financing needs.

Since the inception of PREI Capital Group, he has established steadfast relationships with multiple banks and conventional lending institutions. These relationships have allowed him to fund in excess of $1 billion in residential financing and close over 3,000 transactions. All of his loans are generated through a 100% referral base.

Jay holds a Bachelor’s Degree in Business Administration from the University of San Francisco, class of 1978.

 

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ROSS GARCIA

Partner & Broker

Ross joined PREI Capital Group as a Partner and Broker in 2015. He originates both residential and commercial financing.

Prior to joining PREI, Ross served as a Private Mortgage Banker with the Wells Fargo Private Bank located in Beverly Hills, CA. During his tenure with the Private Bank from 2011-2015 he contributed to the origination of over $300 million in residential mortgage financing. In 2010, as part of the retail banking division Ross was selected to a leadership team responsible for implementing the east coast conversion of Wachovia branches to Wells Fargo, following the merger between the two banks.

Ross has earned a unique designation as a Certified Divorce Lending Professional (CDLP). He is well versed in navigating complex divorce scenarios which require specifically structured financing and a high-level of expertise. In 2017, he co-founded Divorce Mortgage Advisors, to specifically address the challenges clients face in obtaining loans during a divorce settlement.

Ross earned a Bachelor’s Degree in Business Economics from the University of California, Santa Barbara.